LICOA Brokerage Service Incorporated
A wholly owned subsidiary of Life Insurance Company of Alabama.
Dedicated to providing products and services to our agents and their clients.

Benefit Creations, LLC

A National Benefits Company dedicated to creating, developing and customizing benefit programs for business and communities.

Welcome to LICOA Brokerage Service Incorporated

LICOA Brokerage Service Incorporated is a wholly owned subsidiary of Life Insurance Company of Alabama.  A multi-dimensional company providing a broad spectrum of diversified and multi-faceted products and programs for home and business. These products and programs are all available for Life of Alabama agents.

LICOA Brokerage Service Incorporated supports agents with a combination of innovative products and services that are very well received in the marketplace for personal and commercial use. We provide market platforms, which in some instances, will allow for complete turnkey operations covering the full spectrum of marketing, presentation, sales and service allowing the agents to be free of any effort or expense. All products and programs are structured for the highest level of compensation or reimbursement.  In some instances sales and marketing help can be made available if needed.  This would be done on a case by case basis depending on the product and the opportunity.  A commission split would be determined for this service.

Save up to 50% at the Pharmacy and Online with the Points of Care Savings Program!

The Points of Care Savings Program has provided millions of dollars in savings on prescription drugs for its members. In fact, by using the Points of Care Cash Savings Card, you will save an average of 20% off your prescription medication. Most of your prescription cash savings will fall between 10% and 50%!

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ClearValue Healthcare

Hearing Benefit Plan

Whether you are associated with an existing hearing aid discount company or are considering including hearing healthcare in your benefits package ClearValue Hearing is the premier program in hearing healthcare for organizations, insurance groups and businesses.

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Contact Larry Culver    
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LICOA Brokerage Service